Payment Policy

This Payment Policy explains how payments are accepted and processed for purchases made through chiefesshub.com. It should be read together with the Terms of Service, Shipping Policy, and Return and Refund Policy published on this website.

1. Accepted payment methods

chiefesshub.com accepts the following payment methods at checkout:

- Visa
- Mastercard
- American Express
- Discover
- Diners Club
- Apple Pay
- Google Pay

Only payment methods displayed as available during checkout can be used for an order. Availability may depend on the customer's device, browser, billing address, and the payment provider's eligibility rules.

2. Currency and charges

All prices, shipping charges, discounts, and taxes shown on chiefesshub.com are stated and charged in U.S. dollars (USD), unless the checkout page clearly states otherwise. Any taxes required for the delivery destination are calculated and displayed before the customer submits the order.

Customers are responsible for any currency conversion fee, foreign transaction fee, overdraft fee, or other charge imposed independently by their bank or card issuer. chiefesshub.com does not receive or control those fees.

3. Payment authorization

By submitting an order, the customer confirms that the payment information is accurate, that the customer is authorized to use the selected payment method, and that chiefesshub.com may charge the total displayed at checkout.

The payment provider may place an authorization hold when the order is submitted. A completed charge normally appears after the payment is approved. The timing of an authorization release is controlled by the customer's financial institution.

4. Secure payment processing

Checkout and payment processing are provided through Shopify and the payment services made available through the store. chiefesshub.com does not receive or store a customer's complete card number or card security code. Payment information is transmitted to the applicable payment processor using the security measures provided by the commerce platform and payment network.

5. Payment verification and declined payments

An order may be delayed, declined, or canceled when payment cannot be authorized, billing information does not match the information held by the issuer, additional verification is required, or the transaction appears unauthorized or fraudulent. chiefesshub.com may contact the customer using the email address provided at checkout to verify an order. Customers should not send full card numbers or card security codes by email.

A declined or reversed payment does not create a confirmed order. The customer may try another payment method or contact the card issuer for assistance.

6. Order confirmation and pricing errors

An automated order confirmation acknowledges receipt of the order; it does not guarantee acceptance or shipment. chiefesshub.com may cancel and refund an order before shipment if an item is unavailable, the payment cannot be verified, the delivery address is not serviceable, or a clear pricing or product-information error occurred. If this happens, the customer will be notified and any captured payment for the canceled item will be returned to the original payment method.